Thursday, February 20, 2020
Super man Essay Example | Topics and Well Written Essays - 1000 words
Super man - Essay Example Superman constructs a certain role model of manliness reflecting popular 20th century concepts of masculinity. The most attractive feature in Superman figure is that he can transform from his superhero image to ââ¬Å"the mediocre man of flesh and bloodâ⬠which serves the mask to his extraordinary abilities. The personality of Superman is split. He has a private life which has nothing to do with his public heroism. In everyday life Superman is Clark Kent, ordinary journalist, clumsy and soft. The contrast between two identities is maximized to emphasise masculinity features. The dual identity of the hero from the launch of Superman series became a formula of masculine image. On one hand the superhero has body which is vividly masculine as well as the confidence and power which suggest of the ideal of man, on the other hand he is soft, powerless, unconfident representing a feminized man. Superhero images have always blended masculinity with muscles. The most obvious external signifier of masculinity has been the male body. Male body images reflect all the conventions related with male superiority. Muscles symbolizing masculine physical strength serve as a code for sexual difference. The muscular body is clear sign of masculine power. (Brown, 1999 p.25) Muscles are associated with masculinity so strongly that women like professional body builders who exhibit ââ¬Ënoticeable muscularityââ¬â¢ are accused in manliness while men who lack muscular power are criticized for being too feminine. The contrast of two identities of the hero plays an important role in shaping masculinity image. That makes Superman a masculine ideal of 20th century. Superman possesses exceptional qualities like flying, gliding on air currents, seeing through walls. He gets more and more powers equalling to God. Besides, he is a defender of truth with exceptional feeling of justice and handsome looks. Clark
Tuesday, February 4, 2020
Comparing And Contrasting Wireless Security Essay
Comparing And Contrasting Wireless Security - Essay Example Yet, as recent events have shown, this wall is at best overstated and at worst illusory altogether. Regardless, wireless security is no longer a concern for only the home and business. As wireless access points grow in popularity, there is a growing need to secure networks that are designed to be used by members of the public. As Chenoweth, Minch and Tabor (2010) point out, these networks offer little or no security for the end user, which is a completely different problem, but related in the potential consequences of misuse. Finally, Potter (2006) believes that achieving true security at one of these public networks is impossible and that ââ¬Å"Laptops and PDAs are so vulnerable in wireless hotspots, users would do well to turn them offâ⬠(p. 51). The views of wireless security that those authors give are separable into two different sets of categories. First, the authors either give an optimist/descriptive view or a pessimist/normative view of how end users should interact wi th wireless technology given security concerns. Loo (2008) witnessed the breach in internet security at a U.S. credit card processing center (a ââ¬Å"descriptiveâ⬠view) and wrote about how users can protect themselves. On the other hand, Chenoweth, Minch and Tabor (2010) and Potter (2006) described how there is virtually no security on wireless networks (a ââ¬Å"pessimisticâ⬠view) and that users might be better off not using them (ââ¬Å"a normative viewâ⬠). Second, the authors give either an account of private home or business wireless security or an account of public hotspot wireless security. Once again, while Loo (2008) is writing primarily about private end users operating their own private networks, Chenoweth, Minch and Tabor (2010) and Potter (2006) are discussing networks in the context of public hotspots, as opposed to private channels. Seeing the literature in this way, one might realize that there is a certain consistency at work: from the time between 2006 and 2010, little advancements have been made in improving the wireless security for public networks. Meanwhile, private networks remain potentially unprotected, but that the weakest link in that chain is the end user, not the network itself as seems to be the case with public wireless hotspots. From this perspective, one can begin to put into context the kind of advice or observations that each article makes. Loo (2008) opens his discussion of private network wireless security by overviewing why end users are the weakest components in a computer systemââ¬â¢s security. He writes, ââ¬Å"In most systems, the weakest components are the end users, particularly when they are accessing the corporationââ¬â¢s databases with wireless facilities at homeâ⬠(p. 68). Of course, what he is suggesting here is that corporations must safeguard their information from private individuals because, although those private individuals may think their connection is secure, it may be the eas iest access way that an outsider has to gain access to the sensitive information contained within a corporationââ¬â¢s network. Loo (2008) dispels some of the myths above this private security, including the common belief that home computers are not attractive to hackers. However, this belief is false considering the increasingly digitized way that individuals share knowledge and communicate. Not only
Monday, January 27, 2020
Causes of Construction Site Accidents
Causes of Construction Site Accidents The construction industry is not only known as an industry which is developing rapidly but it is known for its highly dangerous activities as well. In Malaysia, hazardous works on construction sites that cause accidents are taken as a crucial matter. Every single year, construction workers are among the people who are always to get caught in accidents. This serious problem has caused them to involve in fatal injuries and some of them also have been killed. In the past few years, the construction industry has gained a lot of profits by buildings that have been constructed using latest advanced technologies, but somehow the safety measures on site still being neglected. Despite of delays of the construction progress and difficulties in repairing of works and machineries that cost lots of money to be spent, but of these are incomparable to the loss of the human life. The implementation of a proper and effective health and safety policy on construction site is very essential for a builder. The hazards must be clearly understood by all the personnel working on site especially those who hold a high position in a project. Proper commitment and attention by every personnel can help in reducing hazards and accidents in the working environment other than knowing their own responsibilities on site. Every party in the construction industry also should put safety measures as their main priority during the preliminary stage until the completion of a work or construction project. The construction industry is often portrayed with negative images such as dirty, dangerous and difficult or commonly known as the 3D. Whenever a construction related matter is being discussed, people will have these thoughts embedded in their minds. This will make people feel uninterested to be involved or working in the construction field and finally resulting in lack of workforce in this industry. Thus, the safety measures on site need to be improved in order to eliminate this mindset and to achieve a safer working environment. Each party also needs to make drastic actions in ensuring an effective safety and health measures are being practiced on site to preserve the good image of the construction industry in the future. 1.2 Problem Statement The standard of safety measures in construction industry in Malaysia has lagged behind if compared to any other industries. This scenario makes it hard to achieve zero accidents and developing a safety culture among the personnel working on construction site. In the real construction practice, it was found that the safety program implementation by majority of construction companies were only at the early stage. This clearly shows that these companies do not have a safety program driven by a safety culture (Abd Hamid Abd Majid, 2006) Although a lot of contribution to the national economy comes from construction industry, the number of accidents, incidents, injuries and fatalities are still reaching a higher rate (Hinze, 1997). For some employers or clients, the implementation of safety management system is often believed to cost more in a project and they make it as a less concentrated matter on construction site. This is why safety records are often being focused because of its unsatisfactory performance due to safety being neglected and has not been taken systematically. Safety aspects are considered very crucial especially in a construction project but unfortunately there are still many employers do not feel that it is one of the keys to the success of companies. It is also known that the nature of the construction industry requires physical demand and harsh works, make it an industry with higher risk of injury other than the lack of awareness on the responsibilities of each parties involve in a project to mai ntain the safety performance. Hence, the implementation of safety measure should not be taken lightly as it is an important element in keeping the construction site a better and safer place to work. In order to decrease the jobsite risk and improve safety measures, this research will be carried out to identify the common causes of accidents that contributing to the high rate of accidents on construction and to emphasize on the roles and responsibilities of parties involved in this industry. Research Aim and Objectives 1.3.1 Aim The aim of this research is to know the significance of practicing and applying safety measures so that it can create awareness to the people who are working in the construction industry especially the management on how safety plays an important role in reducing accidents on site. 1.3.2 Objectives The three objectives are to be achieved in this research are listed as below: To study the various causes of accidents that occurred on construction site This objective is to find out the causes of this problem so that it can be solved from the root more easily and efficiently. To assess what are the roles and responsibilities of each parties in construction industry on improving the standard of safety on site and how they can reduce the number of accidents This objective is to know the relationship between their roles and responsibilities with safety performance and how it ensures the site safety is implemented. To find the ways to improve the site safety practice involved in the construction site in Klang Valley. This objective is generate ideas, ways and methods to improve the safety measures on site 1.4 Scope and Limitation of Study This research will only focus on the construction sites based around Klang Valley. Areas of study are limited to identifying the causes of accidents on construction site like unsafe equipment and machineries, job site conditions, human factor and others. Besides that, a study on the roles and responsibilities of various parties involved in the construction industry will also be done. The parties to be included in this study are from the paymaster of a project or the employer and up to the professional bodies of this industry such as Construction Industry Development Board (CIDB). 1.5 Research Methodology In order to gain data for this research, various methods to extract necessary information regarding safety and health measures in the construction industry will be done. The information gathered is used to assist in the understanding of the causes that lead to the effectuation of accidents on construction site and the roles and responsibilities of various parties in the construction industry. The methods that will be used for this research are surveys, literature review and analyzing the information. Stage 1: Topic selection In this stage, the first matter that needs to be done is to identify problems occurring in this industry. Problem which is popular and most frequently arise will be chosen as the research topic. Then, literature review based on the topic selected is carried out by getting information from the previous research done by other people. Stage 2: Study proposal During the second stage, determining the aim and objectives of this research is important. It allows the research to achieve the target so that the main problem can be solved and eliminated. Besides that, the scope of the study is also specified to let the readers know the area of study that will be covered and not to be covered in this research. Stage 3: Data gathering and processing Primary Data In order to get practical information that can contribute to this research, surveys will be conducted. Survey questionnaires will be distributed to personnel working on site such as project manager, safety officer, site supervisor and others to get valuable insight into the risk and hazards involved on construction site. A practical view from them is of utmost importance to obtain information which is not available in books. This is also an opportunity to interact with the people involved in the construction field. The information that need to be obtain in the survey are like the causes of accident to happen in the construction site, what accident cases are often being reported and the role and responsibility of each parties to improve the site safety in construction. Secondary Data Secondary data can be obtained by finding sources and information in a library. Some of the libraries that will be the place to conduct this method are the library in Tunku Abdul Rahman College and the public library. The sources that will be used in the library are articles, textbooks, journals and magazines. The authors name, year of publication, title, place of publication and publisher of the book will be indicated in the research for referencing purpose. Internet is also one of the best sources to get information about safety on construction site. Relevant materials and information can be easily obtained in the internet because the application is wide and unlimited. Information such as statistics of accidents occurred on site and latest news on the construction safety and health issues also may be obtained from internet searching. Chapter II CAUSES OF CONSTRUCTION SITE ACCIDENTS 2.1 Introduction On the construction site, workers are exposed to hazardous works and dealing with such works everyday is something common for them. Safety First is a very popular phrase that can be found on most construction site but it does not being put under first priority as it is stated in signboards and posters. There is no wonder why the accident rates on construction sites are getting higher each year. Statistics also have proven that the number of deaths caused by accidents in construction industry has surpassed all other industry. The chart below shows the number of victims involved in death cases that have been investigated by the Department of Occupational Safety and Health (DOSH) up until December 2010. In this chapter, identifying the various causes of accidents will be the primary objective as it helps in generating ideas in improving safety measures on site. 2.2 Definitions 2.2.1 Accident Accident can be defined as an unplanned, uncontrolled event which has led to or could have led to injury to people, damage to plant, machinery or the environment and/or some other loss. The controlling of work situation by providing safe conditions and insisting on the use of safe working method and procedures is the way of accident prevention. 2.2.2 Hazard Hazard is a source, situation or occurrence in the workplace that has the potential to harm the health and safety of people or to damage plant and equipment. The situation could involve a task, chemical or equipment used. 2.2.3 Safety Safety can be defined as the quality of being safe and the freedom from danger or risk where people are protected against physical, occupational or other types of harm, error, failure, accidents or any event which is non-desirable. The controlling of hazards to achieve an acceptable level of risk also can be the definition of safety. 2.3 Unsafe Acts and Conditions 2.3.1 Unsafe Acts Usually, accidents at work occur either due to unsafe acts and unsafe conditions. There is no general agreement on the definition of an unsafe act. However, it has been defined in similar focus on unaccepted practices which have the potential of producing future accidents and injuries. Other definition of unsafe act that given by previous researcher is unsafe act is an action deviates from generally recognised safe way of doing a job and increases the chance of an accident (Stranks, 2000). Unsafe acts can be classified into two types either as errors or violations (Reason, 1990). According to most accident reports, the errors are to be found as a major contributor to accidents. Meanwhile, violations are less common. There are two conditions where unsafe acts may occur. Firstly, workers do not know while they are acting unsafely. Secondly, they know while they are acting unsafely. For the first situation, the problem can be easily solved by providing safety training to the worker, supervise them closely, providing good work system design, etc. The reasons for the workers to act unsafely for the second case is more complex because it could be due to various factors like personality of the workers, influence by coworkers, the extent of managerial support and the nature of the job being undertaken. Although workers are fully aware that they are working unsafely, they still want to carry on with such unsafe acts. There are various acts that are considered unsafe. Those acts are: Working without authority on the job can cause accidents since unauthorized workers may lack of skills and unfamiliar with the job process. Failure to secure coworkers or to warn about the danger is an unsafe act because many accidents occur while workers are paying less attention to warn and secure coworkers who are exposed to accidents occurrence when working. Working at improper speeds, exceeding the prescribed speed limits or unsafe speed actions could cause accidents. Not placing and stacking the materials properly in dangerous locations will cause unpredicted accidents to happen. The usage of tools and equipment, hand tools, power tools and machinery which is done inaccurately may result in accidents. Executing work by using defective equipment and tools. Refusing to wear personal protective equipment (PPE) will increase the probability of getting injured. Smoking which creates sparks in areas where flammable materials are stored could cause explosions. Throwing or accidentally dropping objects from high levels could expose other workers being struck by the object and cause head injury. Improper posture for tasks like workers making shortcuts by climbing or jumping from high levels instead of using ladders. Servicing equipment which is under operation. 2.3.2 Unsafe Conditions An unsafe condition is a condition in which the physical layout of the workplace or work location, the status of tools, equipment and material violate the safety standards. Some examples of unsafe conditions include open sided floors, defective ladders, improperly constructed scaffolds, protruding ends of reinforcing rods, protruding nails and wire ties, defective equipment, ungrounded electrical tools and many others. In most accidents occurred on construction site, unsafe conditions are the main cause contributing to an accident. It is distinguished that that unsafe conditions are divided into two types according to when they occurred during the sequence of work and who caused them to exist and develop (Abdelhamid Everett, 2000). The unsafe condition may exist in different situations which are before an activity is started and another one is develop after an activity is started. The occurrence of these two types of unsafe conditions is due to some other causes like actions and inactions by the Management Team and worker or coworker unsafe acts. 2.3.2.1 Actions and Inactions by Management Team Among the example of Management Team actions and inactions that lead to unsafe condition on site are they fail to provide proper and adequate personal protective equipment to the workers, fail to maintain or safeguard tools and equipment, violating the workplace standards such as ignoring slippery floors that can cause someone to fall, insufficient ventilation leaving the workers to choke, poor housekeeping and others. Workers are also sometimes requested to perform tasks that exceed the human capabilities or violate the human factors, ergonomics and the principles of industrial hygiene. This request which made unintentionally by the Management Team will expose the worker to unsafe condition of the site and eventually leads to injuries and illness. 2.3.2.2 Coworker Unsafe Act Inexperienced worker or coworker in working on the site will tend to act unsafe when handling a task which may lead to unsafe conditions for other workers. Unsafe condition will exist when these inexperienced workers doing their job recklessly like removing machine safeguards, working while intoxicated where they are under the influence of drugs or alcohol, working with less concentration due to insufficient sleep, neglecting the housekeeping rules, executing works where they do not have the authorization to do so, etc. 2.3.2.3 Site Layout Poor site layout in construction site is also contributing to the unsafe condition factor. It was reported that insufficient working space was a problem in a number of accident studies (Hide et al., 2003). Sometimes, the commencement of the build prior to the completion of demolition is blocking the space allocation on site resulting in number of reorganizations of site layout to fulfill the changing of the build plan. Other than that, space constraints can restrict the allocation of floor area for workshop placement, footpaths, storage, parking provision and adequacy of space transport routes. This will cause constriction to the room for vehicle to access the drop-off points and effect on the traffic flow on site and interrupt the ease of receiving deliveries where it leads to a subsequent need for double handling materials. It also will make the routes to become narrow and may cause accidents where vehicles can overturn and hit the workers in the surrounding area. 2.3.2.4 Ground Conditions Ground conditions are one of the risk factor for accidents. The common problem that is always found is raised structures on the walking surface that can create trip hazards. Some examples of trip hazards are electrical cables, ply board used as a temporary manhole cover and raised setting out points. It is hard for the workers to be aware of these hazards because most of the time they were coloured black, grey or brown instead of being marked or coloured. 2.3.2.5 Poor Housekeeping Good housekeeping is upmost the important thing to be considered to ensure the site is safe. Unfortunately, many sites found these days did not put housekeeping into their priority. Everyone on the site must do their part to ensure that the site is clean and orderly. Although, there are workers that felt that clearing up the site is the responsibility of other people who had created the mess or up to the Contractor to undertake it. This situation will make good housekeeping hard to achieve. As we know, the most common types of injuries that occur on site are slips, trips and falls which are also contributed by poor housekeeping. Accidents happened due to unorganized material will result in workers suffer cuts from materials and materials fall down striking workers head resulting in head injury. 2.4 Accidents by Equipments and Machineries On construction site, workers are required to use different types of equipments and machineries to ease the work that need to be done. By using these equipments every day, workers tend to put themselves at great risk for injury when they are using construction equipments. The equipments also can be defective and will cause the person using them or another person on site to be injured or killed. The defective equipments and machineries are required to be immediately tagged to indicate that they are damaged and remove from the construction area. However, the tags will sometimes come off and workers will not usually stop to walk away from their working area. Finally, someone may pick up and use back the defective equipments or machineries that make them involved in accidents. 2.4.1 Scaffolding The usage of scaffolding is essential in a construction project to get workers to a higher level of the building structure when they are executing a work. As much as it is useful to workers, it is also very dangerous and hazardous. Statistics reported that 28% of the accidents involving scaffold are caused by construction deficiencies. Among the deficiencies happened are because of the usage of substandard components, omitting essential components and failure to complete the assembly of scaffold. (OSHA, 2003). The people who are exposed to the scaffolding hazards are the ones who erecting the scaffold themselves, the workers that are going to use it when doing works and the general public near the scaffold. Scaffolding accidents usually will involve either people falling, incorrect operating procedures, environmental conditions, the scaffold collapse and/or people being struck by falling objects from the scaffold itself (Berry, 2011). There will be objects that fall to the ground because workers who work using scaffold will bring along some of equipment together with them such as paint and other related supplies, tools like hammers, screwdriver and also widow cleaning equipment. When there is a worker on the scaffold, it will not only cause harm to that worker but also to those who are on the ground with serious injury by getting hit by the scaffolding or other falling objects. Scaffoldings are usually kept outside which exposed to the environment. This can cause the scaffoldings to deteriorate. Scaffolds are often being reported to be in good condition by inspection and maintenance before they collapsed. This is because it is hard to detect corrosion of the internal surface of tubular scaffolds. Other causes of accidents of scaffoldings are: Unsecure scaffolding Poor or careless construction Use of poor quality of damaged material Missing or malfunctioning brakes Missing or malfunctioning fall safety systems Lack of or poorly conducted safety inspections 2.4.2 Crane The usage of crane is one of the major causes of fatalities during constructing a building and accidents often happen when lifting operation is executed. The occurrence of fatalities during crane operation still continue to increase although ongoing research and recommendations to reduce this problem have been done for the past several decades (Beavers et al., 2006). The most common types of crane accidents involve the crane coming into contact with electrical power lines. Overhead electrical power lines present a serious electrocution hazard to workers on site. The most common means of electric power transmission and distribution is the overhead line which normally made of uninsulated conductors supported on tower or poles. It is likely to come in contact with a crane because it is placed in a high position. When a crane is contacting with energized overhead line, it becomes elevated to a high voltage that can cause harm to the crane operator (Sacks et al., 1998). Severe injury or death from electrocution is the risks that need to be faced by the operator and anyone standing nearby if this catastrophe happens. The crane rigger also can contribute to an accident. Workers or bystanders are exposed to rigging crane accidents when the material connected to the load block or headache ball fall onto them. Besides that, heavy loads that exceed the limitations and stability of a crane will result in structural failure, causing the crane to tip and collapse over the operator and other workers below it. 2.4.3 Excavator The massive size, weight and power of an excavator will place an operator or workers at high risk of serious injury when there is an accident happens caused by excavator. The most common accident caused by excavator will involve quick-hitch. A quick-hitch is device used to make connection and removal of attachment such as buckets and rock breakers of the excavator. The risk arise from the quick-hitch is the disconnection of the attachment resulting works to be loose and falls from the excavator (Edwards, 2007). This incident can cause crucial injury or even worst, death, if the attachment such as heavy buckets are detached and fall onto the workers nearby. Other causes of quick-hitch accidents that involve unintentional release of the attachment are: the failure to engage the quick-hitch properly due to carelessness failure to use any secondary locking device poor maintenance of locking mechanism attachment being overloaded. Even though the cause of an accident can be obvious at first, there are also some root causes of excavator accidents that need to be identify such as: lack or inadequate training given to the operator inadequate supervision by supervisors during excavation works are executed poorly trained ground workers workers encroach the excavator operating area while it is working 2.5 Poor Management System It is necessary to have a good management system in a construction project as it can generate an organizational setting in which workers will be trained and motivated to perform safe and productive construction work. Unfortunately, many management systems fail to be responsible in creating outline procedures to identify and eliminate hazards and eventually letting personnel involve in undesired accidents. 2.5.1 Poor Safety Policy Nowadays, it is common to see Site Management not establishing an effective safety policy. Safety policy is important in a construction company stress on the principles and goals to show the companys commitment to workplace health and safety (CSAO, 1993). Less awareness on the importance of having safety policy is why there are big numbers of management did not implement it. When there is no effective safety policy made by the management, personnel on site tend to execute their work in a dangerous way because they do not have a proper guideline in safe working methods which may lead them to be exposed to risks and hazards in the construction site environment. By not having a safety policy, accidents that occurred will not only harm the personnel, but it will make the company bare a high financial risk. This situation is likely to happen because the management fails to provide support for safety programmes where it is considered as a need since an accident were proved to be costly. A better safety performance is also hard to achieve because management system does not have the responsibility to provide a safe work site for all personnel because the key in achieving that is to have viability and participation by the management (Sawacha et al, 1999). 2.5.2 Poor Organising Among all of the functions safety management, the most important one is to designate individual with responsibilities so that the construction safety programme and plan can be implemented successfully. Without having a well planned organisation, the management will find it hard to execute monitoring on policy implementation, to determine the roles of safety committees and safety representative, and to portray health and safety responsibilities in every individual job descriptions. The unsatisfied involvement and commitment by both management and workers also makes the safety policy to be less effective (Holt, 2001). Undertaking fault and correcting action being taken can hardly be done causing less improvement to the safety performance because the safety representative is also not well-trained due to poor organisation (Sawacha et al., 1999). The safety performance will only be at the same level without any improvement when companies with poor organisation fail in providing effective safety committees where they play a positive role in this matter (Sawacha et al., 1999). 2.6 Other Factors 2.6.1 Personal Factors 2.6.1.1 Laziness Taking shortcuts in doing works that being assigned are done by most workers because they want to avoid extra activities (Hall, 1995). Sometimes, workers feel that it is troublesome for them to choose the right tool during work so it is preferable to them to work with the wrong tools. 2.6.1.2 Past Experience For workers that have been working in a company for a long time and having to perform a similar job, it is hard for them to change or give up the way they do things. This is actually not recommended because the old habit can increase the possibilities of accidents to happen by preventing them from noticing the hazards (Kittleson, 1995). 2.6.1.3 Doing Works in a Hurry Sometimes supervisors want the works to be done as fast as possible which gives pressure to some workers and leading them getting the works complete in a hurry. In order for the workers to save time finishing the works, he or she may abandon the good safety practices (Stice, 1995). 2.6.1.4 Being Angry Angry is sometimes uncontrollable and makes someone not to be caution, leading him or her to be involved in accidents. To identify when someone is angry is by noticing that person is sweating, tremble and grinding the teeth. Anger that cannot be resolved will cause distraction, proneness to accidents, anxiety, rage and violence (Kittleson, 1995). 2.6.1.5 Overconfidence Having confidence is important for every worker and it is a good thing, but overconfidence can bring more harm than good. A person with an attitude of thinking that he or she will never involve in an accident will lead to wrong procedures or methods and cause injury (Hirsch, 1998). 2.6.2 Job Factors 2.6.2.1 Work Overload Workers can develop high stress especially when they are asked to do works more that what they could handle together with the pressure due to deadline. Work overload can be divided into two different forms which are quantitative overload where workers are asked to do more works, and qualitative overload where the workers lack of belief that they do not have the skills to get the work done (Greenberg Baron, 2000) 2.6.2.2 Work Underload Stress can also arise when someone is being asked to do too little work. There are two types of work underload which are quantitative underload where a person feels bored from having little work to do, and qualitative underload where a person is lack of mental stimulation like routines and repetitive jobs (Greenberg Baron, 2000). 2.6.2.3 Time Pressure Workers will get overwhelmed and worry once they felt that they are unable to finish a work before the deadlines (Stranks, 2000). Moreover, when there is a change in the work process and workers are not given sufficient time to complete it, they will easily become stressed.
Sunday, January 19, 2020
Inequality in Legal System Essays -- essays research papers
Inequality Paper Inequality in the Legal System à à à à à In the United States, true equality has never existed. From the Declaration of Independence to modern times, the US legal system has failed at any attempt at equality. ââ¬Ë...all men are created equal...ââ¬â¢ may be what the Declaration says, but ââ¬Ësome men are more equal than othersââ¬â¢ is how the legal system really interprets that phrase. The actual reality of the Declaration of Independence is that all free, white, landowning men are created equal. Therefore, inequality has always existed in the united Statesââ¬â¢ legal system and continues to exist today; however, the inequality presently in the system is not as blatant as what it once was. Slavery continued in the United States for nearly ninety years after the Declaration, and African Americans still feel the sting of inequality today. à à à à à One of the most controversial issues today is the act of racial profiling. The most common form is direct, meaning victims are directly profiled, usually by the police. In this form, individual officers act on racial stereotypes against racial minorities, especially African Americans. Recent studies in New Jersey and Illinois have confirmed that minorities are disproportionately targeted by police officers, although minorities are almost helpless in reporting ââ¬Ëcolor of lawââ¬â¢ attacks. It is their word against a legal official and, in most cases, the minority victim does not receive justification because the officers are cleared of charges. Out of nearly 10,000 color of law complaints received each year by the Department of Justice, only about thirty police officers are actually prosecuted. According to a June 1999 study done by the American Civil Liberties Union, many states have denied that racial profiling occurs despite overwhelming evidence supporti ng it. The public wants to believe that police officers are doing their jobs righteously by protecting and serving; however, according to the study, most Americans can recognize the difference between racism and assertive, effective policing. à à à à à Millions of Americans watch television everyday for various reasons, but the most common one is to get the latest news. People like to stay informed, but what good is it when they are constantly being misinformed? The media tend to ââ¬Ëprofileââ¬â¢ just as much... ...rican Americans made up 43 percent of the death row inmates, which was more than three times the 13 percent share of the US population. This is mainly because African Americans rarely receive strong legal representation. They either canââ¬â¢t afford good attorneys or attorneys who have experience in that area are so overburdened that defendants must rely on public defenders or other attorneys with little or no expertise in covering a capital defense. Most African Americans are on death row for the accusation of killing a Caucasian person, which makes the public wonder if there is a premium on Caucasian life. à à à à à The United Statesââ¬â¢ legal system has never been truly equal because it was founded on inequality and has always depended on inequality. The system could easily be changed to eliminate those inequalities, such as racial profiling, but that will not likely happen. So long as there is a majority dependent on the disparities of a minority, the system will maintain its current sanctity. In doing so, the system will remain dependent on inequality and provide means for future inequalities. The US legal system will always adapt to allow for inequalities.
Saturday, January 11, 2020
CBT and Multi Cultural Influence
Cognitive Behavioral Therapy in contrast to many other therapeutic frameworks has both an explicit rationale and an empirically demonstrable success rate. In addition to the wealth of published case histories there are a plethora of controlled studies attesting to the efficacy of CBT interventions with an equally diverse range of psychological and behavioral conditions. (Emmelkamp et al 1992). Cognitive behavioral therapy (CBT) is a type of therapy that aims to help a person manage their problems by changing how they think and act. It is a problem solving approach which recognizes that clients have a behavioral difficulty rather than that they are a behavioral problem. It encourages them to talk about how they think in relation to themselves, the world, other people and how what they do affects their thoughts and feelings. CBT can help to change how a person thinks (ââ¬Ëcognitiveââ¬â¢) and what they do (ââ¬Ëbehaviorââ¬â¢), thus helping them to manage difficulties and feel better about life. Unlike most psychotherapies which only work with talk and reflections, CBT regards behavioral acts as primary. Treatment involves clients engaging in personal behavioral experiments, ââ¬Ëpractice makes perfect. ââ¬â¢ For many behaviorally based problems such as phobias obsessive compulsive disorder bulimia and the like there simply is no substitute for this way of working. Direct behavioral experience is often the most effective medium for articulating change. Action, that is, sometimes speaks far louder than words. To benefit fully from CBT, clients need to be committed to the process, maintain any homework agreed such as keeping a diary or undertaking experiments/challenges jointly agreed and/or decided upon between client and counsellor. It can help the client make sense of overwhelming problems by breaking them down into smaller parts. The outcomes of homework are reviewed and feelings discussed at each subsequent session. Most importantly CBT is a collaborative and empowering process in which the client is an active participant. Autonomy: respect for the clientââ¬â¢s right to be self-governing BACP Ethical Framework for Good Practice in Counselling & Psychotherapy. A principal goal of this collaborative process is to help clients effectively define problems and gain skills in managing these problems. As in other therapies, CBT also uses other elements of the therapeutic relationship, such as rapport, genuineness, understanding, and empathy. The number of sessions required varies greatly depending on the presenting issues/problems and objectives, sessions usually lasting from anywhere between six weeks to six months. The client is helped to see how their thoughts and behavior relate to the way they feel, how this might contribute to the problems being experienced and that it is not the situation itself making them unhappy, but how they think about and react to it. CBT can help clients find ways to change thought patterns and behavior and to solve problems and anxieties better, but it cannot remove the problems. The skills learnt within CBT are useful, practical and helpful strategies that once learnt can be incorporated into an individualââ¬â¢s life to help them handle difficult situations better when future stresses and difficulties arise. However there is always a risk that the bad feelings associated with the clients problem return, but with CBT skills it should be easier for them to control these. Even after the client is feeling better and sessions have ended, it is important to emphasis the need to practice the skills acquired. CBT focuses on the individualââ¬â¢s capacity to change themselves their thoughts, feelings and behaviors it can help to manage problems, such as anxiety and depression, so they are less likely to have a negative impact on their life. However because of its structured nature, it may not be suitable for people who have more complex mental health needs or learning difficulties. Some critics argue that because the therapy only addresses current problems and focuses on very specific issues, it does not address the possible underlying causes of mental health conditions, such as an unhappy childhood. Neither does it address wider problems in systems or families that often have a significant impact on an individualââ¬â¢s health and well-being. Research has shown that cognitive behavioral therapy (CBT) can be as successful as medicine in treating many types of depression and other mental health disorders it can be completed in a relatively short time compared with other talking therapies and because it is highly structured, CBT can be provided in a number of different formats such as through computer programs, groups and self-help books. Some research suggests that CBT may be better than antidepressants at preventing the return of depression. It is thought to be one of the most effective treatments for anxiety and depression. When considering the significance and use of Cognitive Behavior Therapy within therapeutic practice (as with any other modality used) it is necessary to consider the impact/context within todays multi-cultural society. Awareness of Multiculturalism provides a fourth dimension to the three traditional helping orientations psychodynamic, existential-humanistic and cognitive. All learning occurs and identities are formed within a persons cultural context. Cultural identity is dynamic and ever changing in todays society. Understanding the cultural and socio-political context of a client's behavior is essential to accurate assessment, interpretation and treatment. It is imperative as counsellors to have and maintain increased self-awareness, as an essential starting point in developing multicultural competence. The appropriate application of skills in multicultural settings depends on both cultural awareness and relevant knowledge of the counsellor. ââ¬Ëit is incumbent upon the individual practitioner to be knowledgeable about his or her own multicultural reality in order to use that information effectively in work with clients of various ethnicities, genders, ages, socioeconomic classes, religions, sexual orientation, differing abilities, and with those who use different languagesââ¬â¢ Baldwin 2nd ed (2000 pg 167) Recognizing the importance of the many variables within modern day society such as, ethnicity, nationality, religion, variables such as age, gender and place of residence status variables such as social, educational and economic, and affiliations including both formal affiliations to organizations or families and informal affiliations to ideas and a lifestyle is essential to the effectiveness of any counselling therapy. It takes a olistic and intuitive approach to work within todays multi-cultural society, respecting that each person has many different cultures or identities with each identity becoming relevant at different times and places. One example worthy of consideration is metaphors, clients often use metaphors within therapy, recognizing that metaphors are and can be culturally bound and reflective of particular values, for example ââ¬â¢time is money,ââ¬â¢ is an important consideration when working with clients. Implicit in their use are models of perception, thus the phrase ââ¬Ëthings are looking upââ¬â¢ not only conveys the message that things are improving but also reflects the idea that ââ¬Ëupââ¬â¢ is good. The identification of the color black with bad things is frequently used metaphorically, in a way which reflects and reinforces the negative connotation given to all people and things black. The power of metaphors derives from the models which they provide for understanding, thinking and communicating about the world. Multiculturalism emphasizes both the way we are different from and similar to other people and is a situation in which all the different cultural or racial groups in a society have equal rights and opportunities, and none is ignored or regarded as unimportant. Thus avoiding discrimination, whilst also appreciating the difference and diversity between people. Justice; the fair and impartial treatment of all clients and the provision of adequate services BACP Ethical Framework for Good Practice in Counselling & Psychotherapy. Culture provides an adult/child with a particular way of look at the world, thus emphasizing some tendencies to the development of schemas and or rules and assumptions. In some countries the culture is still quite autocratic and male dominated, therefore leading to ideas about the importance of men, yet others are characterized as competitive and or oppressive. All these factors will affect a clients personality and ways of functioning. As we become more of a multi-cultural society culture becomes an even greater factor in the therapeutic relationship today and worthy of much care and consideration. According to Beck et al. (1979) clients tend to suffer from a ââ¬Ëcognitive triadââ¬â¢ of negative beliefs, which includes negative beliefs about themselves, the world in general and their future. Beck also outlines three more components of his theory of depression, including automatic thoughts, schemas and logical errors. Margaret Hough 2nd ed (2002 pg,139) A central focus of Beckââ¬â¢s work with clients is to helping them change their faulty cognitions, including expectations and beliefs, by enlisting the clients participation as a colleague and equal rather than one of superior (counsellor) and inferior (client). The counsellors role is that of teacher and a role model of positive healthy behavior, rather than that of expert, therefore this approach should work well when working with muti-cultural cliental and because of the structured nature of CBT it is a positive approach that bares tangible effective evidence to encourage a client to tackle the presenting problem. Although CBT does not look specifically at a clients past it does help a client to look more realistically at their outdated beliefs or schemas ( I am unloveable or I am worthless) often errors in thinking picked up in childhood and early life. As counsellors/therapists it is however necessary to have in ones mind and consider client ethnicity during the various phases of therapy, however typically I believe if we are to maintain equality, we do not directly need to address ethnicity or ethnic differences in therapy sessions unless it is clearly part of the presenting problem, but maintaining an awareness to a persons ethnic origin and differences is essential for good practice. That said, this modality (CBT) would also be extremely useful in highlighting not only unchallenged beliefs and or rules, (typically rigid over inclusive, impossible to attain) but cultural differences, logical errors in thinking picked up in early life that no longer benefit or support the clients desired way of functioning. Because the approach is directive and highly structured it involves asking clients detailed and specific questions about their current feelings, whilst also identifying any automatic thoughts, thus enabling them in becoming ware of how they think about a problem, how it affects them physically and or emotionally and what they can do to alter the outcome. When a client see the sequence clearly change is possible. By encouraging the client to look at particular situations that disturb or upset them important information is elicited so that problems can be clarified from the beginning of therapy with objectives being set accordingly. The highly active, directive an d educational nature of cognitive behavior therapy serves to show clients how they disturb themselves and what they can do to change attitudes and or beliefs for themselves that no longer work. When clients become aware that they are able change themselves feelings of empowerment become evident and rapid progress is made. CBT is, as previously mentioned time limited and because of this clients develop a definite sense of purpose and awareness relating to their progress, coping strategies and developing self-help skills. Curwen et al (2000) stress the importance of empathy in the relationship, Margaret Hough 2nd ed (2002) this is essential to building trust and a genuine rapport given that the work could be extremely challenging.
Friday, January 3, 2020
Essay about Hamlet - 3448 Words
Hamlet William Shakespeare is seen to many as one of the great writers in history. More specifically, the characters in his plays are reviewed and criticized and have been so for nearly four centuries. The character that many have revered Shakespeare for is perhaps the greatest such character ever in literature, Hamlet from Shakespeares Hamlet, Prince of Denmark. The commentary and response to this legend of literature is of wide array and opinion, though most, such as Pennington, believe him to be a truly magnificent character: Hamlet is perhaps the cleverest hero ever written, the subject of the first European tragedy, a form of genius. A type Shakespeare despaired of writing thereafter, having perceived that the heroes ofâ⬠¦show more contentâ⬠¦However, powers which included nothing short of spirits and cosmic order would eventually pull Hamlet into his never-ending pit of doom. However, what made Hamlets monumental downfall so especially tragic was that this man had so much to give and was so special, as many to this day believe. Knights saw reflection of Hamlets intellect several times: Hamlet is indeed, an intellectual man, given to reason and reflection, the working of his mind, is largely at the services of rejection and disgust that are indiscriminate in their working (66). The complements about Hamlet mentally, psychologically, and intellectually didnt stop there. This was clearly a man who stood out during his time for his amazing character and intellect: By implication, and by the words of other characters, Shakespeare gives Hamlet qualities familiar in the best of the Renaissance Englishmen (Lamar 65). It appeared as if Shakespeare had a special care and idea when he created Hamlet, a man so finely in tune with his intellect and so evidently different from the others of his dark, and at times evil time. Perhaps the goal of Shakespeare was from the start to create a man whose ideals and qualities far exceeded those of others during his time. It may even seem that Shakespeares goal was toShow MoreRelatedHamlet Madness In Hamlet1293 Words à |à 6 Pages When reading Shakespeareââ¬â¢s Hamlet as a class, the first thing that most teachers or professors point out is the argument/idea of sanity, specifically Hamlets sanity. I believe that Hamlet is, in fact, feigning his madness. What I do not know is if I believe this because it is what I was taught or if I came up with the idea myself based on my own interpretation. When I was taught Hamlet there was no argument it was just fact that he was faking his madness. Because of my confusion, I came to findRead MoreHamlet1304 Words à |à 6 Pagesunderlying themes of revenge, incest, and suicide, William Shakespeareââ¬â¢s Hamlet was remembered by many Elizabethan Era viewers as both a philosophical and oft-debated masterpiece (Dickson). These controversial themes attracted viewers everywhere, enticing them to see the play. One scene in particular from the original text of the play where this proves true is act IV, scene iv, lines 31-65, in which the titular character Hamlet decides tha t the time for revenge is at hand in an insightful soliloquyRead MoreHamlet787 Words à |à 4 PagesElements of Drama: A Review of Hamlet Elements of Drama: A Review of Hamlet The way an artist creates a sculpture is similar to the tactics of a drama writer. While artist focus on the color and shape of their creations, writers of drama focus on specific elements. In Hamlet, Shakespeare uses plot, character, setting, staging, and theme to create a well-rounded story. One of the first elements of drama is plot. Considered to be the foundation, plot is theRead MoreHamlet As The Tragic Hero Of The Play Hamlet 1314 Words à |à 6 PagesIn order to better understand Hamlet one must first asses, and define man. According to webster dictionary a man is a male often having the qualities associated with bravery,script or toughness(site webster dictionary www.define a man.com here). We know the male figure is known to exhibit distinctive male traits such as strength, dignity, courage and be a provider and supporter. As seen in Hamlet one must understand the male figure to better understand Hamlet and why the male behave in such waysRead MoreHamlet Analysis : Hamlet 1149 Words à |à 5 PagesEnglish December 7, 2015 Hamlet Analysis Prince Hamlet is a man who enjoys contemplating difficult philosophical questions. When his father the king of Denmark, was killed by his uncle. when Hamlet returns he sees his ghost after he returns home to find evidence of his fatherââ¬â¢s death. The Ghost of Hamlet tells Prince Hamlet that his uncle Claudius his uncle was the one who killed his father with poison of the ear. Throughout the rest of the story with him, Hamlet seeks to prove his uncle ClaudiusRead More Character of Hamlet in Shakespeares Hamlet Essay1324 Words à |à 6 PagesCharacter of Hamlet in Shakespeares Hamlet Hamlet is a man of many discoveries. The tragic hero in Shakespeares Hamlet undergoes many changes throughout the play. His mindset is set deep and far away from the physical world that both helps him and hinders him in his plight for revenge against his uncle, Claudius, and his mother. When Hamlet is first introduced in Act I, Scene II, the reader is shown the depths of his sorrow. The King asks Hamlet How is it that the clouds still hangRead MoreHamlet : William Shakespeare s Hamlet1259 Words à |à 6 PagesOmar Sancho Professor Christopher Cook English 201-0810 Hamlet Paper 23 May 2016 Hamlet Character Analysis ââ¬Å"There is nothing either good or bad, but thinking makes it so.â⬠(Act 2, Scene 2, 239-251) Hamlet by William Shakespeare is one of the most famous plays written that conveys a multitude theme. But most predominant is the presence of Hamlet s obsession with philosophy of life, throughout the play Hamlet philosophy reviles his point of view love, loyalty, the importance of family and friendsRead MoreOphelia and Hamlet in The Tragedy of Hamlet Essay1559 Words à |à 7 PagesOphelia and Hamlet In 1600, William Shakespeare composed what is considered the greatest tragedy of all time, Hamlet, the tragedy of the Prince of Denmark. His masterpiece forever redefined what tragedy should be. Critics have analyzed it word for word for nearly four hundred years, with each generation appreciating Hamlet in its own way. While Hamlet conforms, without a doubt, to Aristotles definition of a tragedy, one question still lingers. Did Shakespeare intend for the reader or viewerRead More Hamlet Essay599 Words à |à 3 PagesThe Revenge of Prince Hamlet nbsp;nbsp;nbsp;nbsp;nbsp; nbsp;nbsp;nbsp;nbsp;nbsp;Shakespeareââ¬â¢s, Hamlet, is a wonderfully written play that has many tangled webs of lies, betrayal, and revenge. The play starts off with the death of Hamlets father, the king. One night Hamlet sees the ghost of his dead father. The ghost speaks to Hamlet and tells him that he was killed by Claudius. Claudius, who is Hamlets uncle, has recently become the new king and as well married Hamlets fathers wife, GertrudeRead More Hamlet Essay1107 Words à |à 5 Pages Perhaps the most famous soliloquy in literature, these words reflect the state of desperation in which Hamlet, the Prince of Denmark, finds himself as he contemplates suicide. His father, the King, has died. His mother, the Queen, has remarried within a month of the Kings passing, an act which has disturbed young Hamlet in and of it. To make it worse, she has married the Kings brother, Hamlets uncle, who is now the King of Denmark. As Hamlets despair deepens, he learns through the appearance
Thursday, December 26, 2019
Consumer Attitudes Towards Growth Of Amana Takaful Insurance - Free Essay Example
Sample details Pages: 7 Words: 2248 Downloads: 7 Date added: 2017/06/26 Category Statistics Essay Did you like this example? Changing consumer attitude towards growth of Amana Takaful Insurance Introduction The need for safety and security is very basic to human nature. In todayà ¢Ã¢â ¬Ã¢â ¢s, world one cannot think of trade and commerce without insurance. No financial planning and risk management can be complete without life insurance. The concept of insurance as it evolved initially was an arrangement of mutual help in times of need and distress rather than a business proposition for risk management as practiced today. Takaful is derived from an Arabic word which means solidarity, whereby a group of participants agree among themselves to support one another jointly against defined loss. In a Takaful arrangement, the participants contribute a sum of money as wholly or partially tabarruà ¢Ã¢â ¬Ã¢â ¢ (donation) into a common fund, which will be used mutually to assist the members against a defined loss or damage (Islamic finance service board report 2006) Donââ¬â¢t waste time! Our writers will create an original "Consumer Attitudes Towards Growth Of Amana Takaful Insurance" essay for you Create order Takaful is a risk management concept that is based on mutuality and partnership. When simply translated Takaful means Joint Guarantee in which several parties are involved. It brings people together in a joint effort towards safeguarding the interests of all by pooling in their donations so that the unfortunate few may benefit from the contributions of fellowmen. Thus, they become joint owners of the fund and help safeguard its interests. The rise of Takaful was due to the perennial need for a scheme of insurance void of interest, uncertainty and chance to be replaced with transparency, justness and mutual benefit. Takaful is an Islamic insurance concept which is firmly grounded in Islamic financial principles, observing the rules and regulations of Islamic law. This concept has been practiced in various forms for over 1400 years. (https://www.takaful.lk/takaful_conceptnew.php) Amana Takaful insurance started its operation on 1998 pioneering the Takaful concept in Srilanka. Currently company offers both General and Family insurance solutions. Listed in the Colombo stock exchange and operations have expanded to many part of the country and also in Maldives. Amana Takaful is the first insurance company in Srilanka to pioneer the process of refunding surplus at the end of each policy term. (Amana Takaful Annual Report 2009) The need of Takaful is currently felt in the market with the introduction of many Islamic financial solutions as well as dedicated Islamic financial Units among the conventional institutions; recently the numbers have been on increasing trend. Presently Amana Takaful insurance provider in the country and has been in the forefront of spreading the word of the Takaful way of insurance that has grown to be liked by many and revered by all for more than 10years. Peoples awareness about the Takaful industry in the country has increased during the last decade. Currently Takaful has 18 branches in the country and fully fledge operation in Maldives. With the current peaceful situation in the country economy is expected to grow and Oppurtunities for insurance industry growth is very high. To reap the benefit of the current development Amana Takaful insurance should be equipped with all the resources to face challenges posed by the market. The purpose The purpose of the research is to explore the mechanism to change consumer attitude towards growth of Amana Takaful insurance. Goals of research To identify the reason for customer purchase of Takaful Oppurtunities for Takaful Insurance To Identify The challenges in the market To Identify the required changes in the company for growth Importance of the issue Currently only Takaful operator in the country and being in operation for ten years company profit margin remains very low comparatively to the conventional competitors. Identification of core cause of the situation will be beneficial to plan in long term and identify the appropriate future direction of the company. Literature Review According to Billah (2001) the objective of Takaful is to diversify the risk among the members. In a practical sense, Takaful can be visualized as a method of joint guarantee among participants against loss and damage that may be inflicted upon any of them. The members of the group agree to guarantee jointly that should any of them suffer a catastrophe received certain amount of money to meet the loss and damage Islam aims at establishing a peaceful society. Peace in the society can be ensured only when there is guarantee against à ¢Ã¢â ¬ÃÅ"Riskà ¢Ã¢â ¬Ã¢â ¢ (subsistence) for all individual constituting the fund-pooling institute. Insurance is to act as a risk transfer mechanism, to provide peace of mind and protect against losses. Either can handle risk: assumption, combination, transfer, or loss prevention activities. Insurance schemes utilize the combination method by persuading a large number of individuals to pool their risks into a large group to minimize overall riskà ¢Ã¢â ¬? (Ali, 2000). According to Al-Omar (1996) the risk sharing is very important with in Islamic finance. The shariahà ¢Ã¢â ¬Ã¢â ¢s manages the risk sharing by insisting on the use of well- defined contracts when financial transactions taken place. The contract is to be clear and well formulated to avoid all kinds of misunderstanding and confusion. In this way the uncertainty is lowered and the desire to minimize the risk is met Conventional insurance and Takaful has certain operational differences According to Archer Abdel (2002) the shariahà ¢Ã¢â ¬Ã¢â ¢s does not allow certain condition as interest (riba) and gambling or speculation (maysir). From shariahà ¢Ã¢â ¬Ã¢â ¢s point of view, business and investments made by Muslims must be conducted in responsible and committed way. Further describing the distinctions Billah (2001) describes the distinction between the conventional insurance and Takaful business is more visible with respect to investment of funds. While insurance companies invest their funds in interest-based avenues and without any regard for the concept of Halal-o-Haram. Takaful companies undertake only shariah compliant business and the profits are distributed in accordance with the initially agreed ratios in the Takaful contract. Likewise they share in any surplus or loss from the pool collectively. Takaful system has a built-in mechanism to counter any over-pricing policies of the insurance companies, because whatever premium charged, the surplus would normally go back to the participants in proportion to their contributions. The nature of the principles of Takaful is different from the conventional insurance because all the operation in Takaful is in line with the Shariah principles. The operation of Takaful is based on the principle of Al - Mudhuraba which is profit and loss sharing techniques which is alternative to interest (Riba) in Conventional Insurance. In Takaful the element of uncertainty is eliminated as subscription and compensation is concerned Takaful in Srilanka Presently Amana Takaful is the only provider of Takaful insurance products and services to the market. Amana Takaful insurance has been in the forefront of spreading the word of the Takaful way of insurance that has grown to be liked by many and revered by all for more than 10years. Peoples awareness about the Takaful industry in the country has increased during the last decade. The versatility of the product range is also a strength that helped to satisfy the needs of customer. Currently Takaful industry lacks an strong and highly capitalized market to meet the growing demand of customers. Sixteen (16) of them are composite companies, Seven (07) of them engage in only General Insurance business and two (02) companies engage only in Long Term (Life). Currently , 43 insurance broking companies were registered with the IBSL in terms of Section 82 of the Act. Insurance Broking companies and Insurance Agents as intermediaries have made a valuable contribution to the industry. Presently the tariff is not observed in the market by the insurers. The gross written premium from Long Term (Life) and General Insurance Business in 2009 is added up to Rs.57,919 Million. In the year 2008, the overall gross written premium was Rs.58,166 Million. Corporate Governance Practice Generally, corporate governance in Islamic insurance institutions distinguish in many forms to that of its conventional counterparts, most importantly Islamic finance institutions need to ensure that they comply with the Shariah (Islamic law) meaning that unlike secular governance practices Shariah would first examine at the transactional structure to find whether the process involves any activities or elements that contradict the profits generation. Also Islamic insurance institutions must invite customers to contribute an active role in the governance process. Regulatory and legislative issues The insurance industry is regulated in terms of the provisions of the Regulation of Insurance Industry Act,No.43 of 2000 (RII Act). The Insurance Board of Sri Lanka (IBSL) was established under this Act in order to develop, supervise and regulate the insurance industry in Sri Lanka. Over the past year, the IBSL has embarked upon several activities to develop, supervise and regulate the insurance industry with a view to ensuring that the best interest of the Policy-holders and potential Policy à ¢Ã¢â ¬Ã¢â¬Å" holders. During the previous year IBSL has strengthened its monitoring process in order to ensure the financial stability of insurance companies and insurance brokers.By virtue of powers vested in the IBSL in terms of Section 15 of the Act, eighteen (18) Insurance Companies (Insurers) registered with the Insurance Board of Sri Lanka (IBSL), are presently underwriting insurance business. Methodology The method which will be used for the research is a combination of qualitative and quantitative. (van Maanen,1983) defined the qualitative method as an array of interpretive techniques which seek to describe, decode, translate and otherwise come to terms with the meaning , not the frequency of certain more or less naturally occurring phenomena in the social world. (Orna and Stevens,1995) describe research can be regarded as being à ¢Ã¢â ¬ÃÅ"searching by means of careful, critical investigation in order to discover something specificà ¢Ã¢â ¬Ã¢â ¢. In addition analytical and comparative approaches to research will also be applied where Appropriate by conducting scrutiny on relevant documentation with reasonable broad and in-depth study of the subject matter and making some comparison where necessary. This is to ensure coverage on the locus and focus of the issue under-studied are reasonably justified in holistic nature and thus retaining the scientific characteristics of this study (Mohd Nasir, 2004) Sampling Frame The population that has been identified in this study are the customers , employees, insurance users , financial institutes and potential population to insurance products. Quantitative research is justified here because the findings are expected to be representative of the target population. The larger the sample is, the more likely the results will be representative of a larger population (Rose et al, 2005; Saunders et al, 2000, p.155). The chosen sample, the method of data collection, the time requirements and the financial limitations. Judgemental sampling is a form of convenience sampling based on the judgement of the research in the selection of a relevant respondent to the study (Malhotra Birks, 2006, p.364). Both methods have also been chosen based on their small cost and time requirements (Saunders et al, 2000, p.177). Judgement will be used to analyse the individual motives to Islamic financial products Data collection Method Questionnaire will be design and use for gathering information required and further In order to establish the trueness of this assertion, interviews will be conducted with the sample. Field study using observation and interviews approaches will also be carried out in an effort to validate the above assertion in the hypothesis and thus ensuring the reliability of the findings from this study. The interviews were aimed at getting into the insight of the understudied issue from the perspective of the operators, users, regulators and both external and internal auditors. Secondary Research Research will involve secondary research and data will be gathered using sources such as journal articles, trade press and the internet. The aim will be to explore the mechanism and the possibilities of converting customers toward Amana Takaful insurance. Data collection process Two techniques used for data collection and questionnaire completion will be conducted through Emails and questionnaire delivery/collection techniques. Questionnaires delivered via email are easy to administer and to return. It also is cost advantageous. Email also guarantees that the respondent is representative of the target population. This technique also has the advantage of being more secure in terms of control, access and response (Witmer et al.,1999) and (Saunders et al., 2000). The other technique used is the delivery/collection of questionnaires was direct face to face interview with the sample population. Limitations The major limitation of this study is the methodology used for the sample, the research design, questionnaire design and the data collection. The sample can be seen as one key limitation for this paper in terms of representation and size. Even though the sample chosen limit the irrelevance of the findings, other demographics should have been considered. This would have allowed the results to be more representative of a broader scale. In addition, the size of the sample makes conclusions on open to critique. A large sample would have been tougher to get while including participants from different backgrounds and demographics, though it might have increased the relevance of the findings and the overall credibility of the research. Conducting quantitative research alone can be seen as a limitation as well. The validity of the results from the questionnaires would be better supported with the addition of a focus group or depth-interview. Access and Ethical Issues Access My personal influence will be used to make contact with the relevant individuals within the sample. Further relevant regulatory bodies will be contacted by an introductory letter, outlining the purpose of the research, how they might be able to help and what would be required. Ethical Issues Since the subject area surround some ethical issues pertaining to Islamic belief research will be conducted avoiding these matters and sensitive issues will not be taken up on the research.
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